10 Easy Steps to filing an insurance claim for Hail and Wind Damage.
Assess the Damage: Ensure it’s safe to inspect your property. Document all damage with photos and videos, including the roof, siding, windows, and any other affected areas.
Report the Claim Promptly: Contact your insurance company as soon as possible. You need to report the damage and start the claim process. The representative will give you a claim number. They will also provide details about the adjuster or company they will send out to investigate the damage. (Popular 3rd companies in the region are Seek Now & Ladder Now.)
Meet the Insurance Adjuster: The adjuster will inspect the damage and assess the extent of the repairs needed. We will be present during the inspection. We will discuss and assess the damage with the Adjuster. We will also answer any questions they may have.
Understand Your Settlement Options: Review the settlement offer from your insurance company and understand your rights as a policyholder.
Follow Up: Stay in touch with your insurance company to ensure the claim is processed smoothly and repairs are completed satisfactorily.
Review Your Insurance Policy: Understand what your policy covers, including deductibles and specific coverage for hail and wind damage.
Prepare for the Adjuster’s Visit: Gather all necessary documentation. Include photos and receipts for any temporary repairs. Also, prepare a list of damaged items.
Repair Estimates: We use comprehensive software. The same software is used by insurance providers. Examples include Xactimate and Simplicity. This helps us accurately estimate the replacement cost of your roof. All insurance pricing is based off of Month , Year , City, State & Zip code. (For Insurance Claims)
Finalize the Claim: Once you agree on the settlement, proceed with the repairs.
Keep Records: Maintain records of all communications, receipts, and documentation related to the claim and repairs. (You may be entitled to repair reimbursements.)
I hope this helps! Do you have any specific concerns or questions about your claim?